White River Credit Union Loan Products

River

Your Credit Union is here to help with a wide variety of loan options. We tailor our loan products to meet your needs while always trying to keep borrowing costs down. Remember, your participation in our cooperative means lower loan rates than are typically available at other institutions. Go ahead and compare! Try us just once — we're confident you'll be pleased with the results!

We have an Online Loan Application to help streamline the process. You can fill it out and submit it electronically.You can also download a Printable Loan Application and mail or bring it in to any branch. Yes, you can still contact us by phone, email, or stop by any branch for a loan application. Whatever works best for you!

WRCU offers great rates with the following loan products:

Automobile Loans

We can help you get behind the wheel of that new or used car, truck or SUV quickly, because we know how hard it is to wait once you have one picked out!

Green Vehicle Loans

Have you been thinking about purchasing an electric or hybrid vehicle to help curb emissions or beat the high cost of gas? We now have a program to make this more affordable.

Home Equity Loans

Borrow against the equity you've built up in your home and possibly deduct the interest portion of your loan payment on your tax return with no closing costs if your loan is less than $50,000.

Home Equity Line of Credit

Our Home Equity Line-of-Credit is a variable-rate loan with a maximum final pay-back term of 15 years, allowing you to "draw" on for the first 10 years.

Recreational Vehicle Loans

WRCU can help you get that special fun machine that you have been wanting with a loan on the same terms as an auto loan for many recreational vehicles such as motor homes, campers, boats, motorcycles, ATVs or snow machines.

Unsecured Loans

For those unexpected expenses like car repairs or a family emergency, an unsecured loan also known as a signature loan, may be what you need with no other security except your signature and promise to pay.

Credit Builder Loan Program

For those with no credit history, or maybe unexpected events have caused you to miss some loan or credit card payments, and your credit score is not where you would like it to be, WRCU will work with you to build your credit through our Credit Builder Loan Program.

On top of our very competitive rates, you'll also experience:

  • Flexibility with finance plans - We work with you
  • Personal consideration
  • We guide you through the process
  • Fast turn around
  • Convenient application

Loan Officers

Main Office, Rochester, VT
Wanda Dunham - CEO/President, NMLS# 638128
Email
Phone: (802) 767-3333
Toll-free: (800) 891-3332
Fax: (802) 767-3046
Consumer Lending / Real Estate Lending

Bethel Office, Bethel, VT
Rosella A. Leonard - Member Service Rep./ Loan Officer, NMLS# 638131
Email
Phone: (802) 234-9232
Fax: (802) 234-6553
Consumer Lending / Home Equity Lending

Bethel Office, Bethel, VT
Jennifer Paradis - Member Service Rep./ Loan Officer, NMLS# 1833823
Email
Phone: (802) 234-9232
Fax: (802) 234-6553
Consumer Lending / Home Equity Lending

Main Office, Rochester, VT
Desiree Boardman - Member Service Rep./ Loan Officer, NMLS# 2330200
Email
Phone (802) 767-3333
Toll Free (800)891-3332
Fax (802) 767-3046
Consumer Lending

White River Credit Union organization NMLS# 490691