Loan Products
Your Credit Union is here to help with a wide variety of loan options. We tailor our loan products to meet your needs while always trying to keep borrowing costs down. Remember, your participation in our cooperative means lower loan rates than are typically available at other institutions. Go ahead and compare! Try us just once — we're confident you'll be pleased with the results!
We have an Online Loan Application to help streamline the process. You can fill it out and submit it electronically.You can also download a Printable Loan Application and mail or bring it in to any branch. Yes, you can still contact us by phone, email, or stop by any branch for a loan application. Whatever works best for you!
On top of our very competitive rates, you'll also experience:
- Flexibility with finance plans - We work with you
- Personal consideration
- We guide you through the process
- Fast turn around
- Convenient application
Loan Officers
Main Office, Rochester, VT
Wanda Dunham - CEO/President, NMLS# 638128
Email
Phone: (802) 767-3333
Toll-free: (800) 891-3332
Fax: (802) 767-3046
Consumer Lending / Real Estate Lending
Bethel Office, Bethel, VT
Rosella A. Leonard - Member Service Rep./ Loan Officer, NMLS# 638131
Email
Phone: (802) 234-9232
Fax: (802) 234-6553
Consumer Lending / Home Equity Lending
Bethel Office, Bethel, VT
Jennifer Paradis - Member Service Rep./ Loan Officer, NMLS# 1833823
Email
Phone: (802) 234-9232
Fax: (802) 234-6553
Consumer Lending / Home Equity Lending
Main Office, Rochester, VT
Desiree Boardman - Member Service Rep./ Loan Officer, NMLS# 2330200
Email
Phone (802) 767-3333
Toll Free (800)891-3332
Fax (802) 767-3046
Consumer Lending
White River Credit Union organization NMLS# 490691
WRCU offers great rates with the following loan products:
Automobile Loans
We can help you get behind the wheel of that new or used car, truck or SUV quickly, because we know how hard it is to wait once you have one picked out!
Green Vehicle Loans
Have you been thinking about purchasing an electric or hybrid vehicle to help curb emissions or beat the high cost of gas? We now have a program to make this more affordable.
Recreational Vehicle Loans
WRCU can help you get that special fun machine that you have been wanting with a loan on the same terms as an auto loan for many recreational vehicles such as motor homes, campers, boats, motorcycles, ATVs or snow machines.
Home Equity Loans
Borrow against the equity you've built up in your home and possibly deduct the interest portion of your loan payment on your tax return with no closing costs if your loan is less than $50,000.
Home Equity Line of Credit
Our Home Equity Line-of-Credit is a variable-rate loan with a maximum final pay-back term of 15 years, allowing you to "draw" on for the first 10 years.
Mobile Home Equity Loans
See if your mobile home qualifies for a WRCU mobile home loan.
First Mortgage Loans
Contact WRCU for offers on first home mortgages.
White River Credit Union VISA Credit Card
Apply today for your White River Credit Union VISA credit card.
Unsecured Loans
For those unexpected expenses like car repairs or a family emergency, an unsecured loan also known as a signature loan, may be what you need with no other security except your signature and promise to pay.
Credit Builder Loan Program
If you have no credit history, or your credit score is not what you would like, our Credit Builder Loan might be just what you need.
Home Equity Loan or Home Equity Line of Credit: Which is right for me?
Learn the differences between a Home Equity Line of Credit (HELOC) and a Home Equity Loan and which best fits your borrowing needs.
Loan Protection
As a member of the WRCU, we offer you member-pay insurance coverage to help protect you and your family against different type of losses.