Deposit Rates

Rates effective as of February 14, 2025

Term Share Certificate (CD) Rates

Certificate Type Term APY
Share Certificate (CD): $1,000.00 TO $9,999.99 6 Months 3.950%
Share Certificate (CD): $1,000.00 TO $9,999.99 9 Months 3.650%
Share Certificate (CD): $1,000.00 TO $9,999.99 12 Months 2.400%
Share Certificate (CD): $1,000.00 TO $9,999.99 24 Months 1.900%
Share Certificate (CD): $10,000.00 & Over 6 Months 4.050%
Share Certificate (CD): $10,000.00 & Over 9 Months 3.750%
Share Certificate (CD): $10,000.00 & Over 12 Months 2.500%
Share Certificate (CD): $10,000.00 & Over 24 Months 2.000%
Municipal 24 Months 2.100%
Traditional IRA CD 12 Months 2.150%
Roth IRA CD 12 Months 2.150%

Share Rates

Account Type APR APY
Primary Share - $.00 - $749.99 0.300% 0.300%
Primary Share - $750.00 - $2,499.99 0.300% 0.300%
Primary Share - Over $2,500.00 0.300% 0.300%
Share Drafts (Checking) 0.000% 0.000%
IRA Accumulator Savings Account 0.399% 0.400%
Club Accounts 0.250% 0.250%

Money Market Rates

Account Balance APR APY
$0.00 - $999.99 0.300% 0.300%
$1,000 - $2,499.99 0.300% 0.300%
$2,500 - $9,999.99 1.193% 1.200%
$10,000 - $24,999.99 1.489% 1.500%
$25,000 - $49,999.99 1.735% 1.750%
$50,000 - $99,999.99 2.225% 2.250%
Over $100,000.00 2.469% 2.500%

APY = Annual Percentage Yield
APR= Annual Percentage Rate