Loan Rates
Rates effective as of October 17, 2023
Rates provided are for the shortest term length and would increase as the term increases. Please speak with one of our loan officers for more information.
Secured Loan Rates
| Loan Type | Term | APR |
|---|---|---|
| New Vehicle Loan, 2021 through 2024 | Special - under 10,000 miles 24-120 Months | As low as 5.00%* |
| Vehicle Loan, 2017 up through 2024 | 24-84 Months | As low as 5.25%* |
| Vehicle Loan, 2016 or older | 24-60 Months | As low as 6.75%* |
| Salvage or Rebuilt Vehicle or Other Collateral | 24-60 Months | As low as 7.50%* |
| New Campers, Motorhomes, or Boats 2023 & 2024 With a collateral value in excess of $25,000 - 80% loan to value or less | 120-180 Months | As low as 9.00%* |
| Campers, Motorhomes, or Boats 2017 up through 2024 With a collateral value in excess of $25,000 | 120-180 Months | As low as 10.50%* |
| Share Secured Loan This APR will vary based on the dividend rate of the shares securing the loan and is subject to change on the first day of each quarter. | Maximum 60 Months | As low as 3.10%* |
| Certificate Secured Loan This APR will vary based on the interest rate of the certificate securing the loan and will change upon the renewal of the certificate based on the renewal rate. | Maximum 60 Months | As low as 3.698%* |
* With Auto-Pay
Green Vehicle Loans
See what qualifies as a green vehicle.
| Loan Type | Term | APR |
|---|---|---|
| New Green Vehicle Loan, 2021 through 2024 | Special - under 10,000 miles 24-120 Months | As low as 4.50%* |
| Green Vehicle Loan, 2017 up through 2024 | 24-84 Months | As low as 4.75%* |
| Green Vehicle Loan, 2016 or older | 24-60 Months | As low as 6.25%* |
* With Auto-Pay
Unsecured Loan Rates
| Loan Type | Term | APR |
|---|---|---|
| Share Draft Overdraft Protection Maximum unsecured overdraft protection is $2,000.00 | 24 Months | 15.00% |
| Unsecured (closed end) Loan | 12-60 Months | As low as 9.65%* |
* With Auto-Pay
APR = Annual percentage rate